Why You Still Need Sunscreen on Cloudy Days (and Which One to Use)

Overcast day at the beach in Park Shore, Naples — sunscreen still needed for UV protection

If you’re heading out in Naples on a gray, overcast morning, sunscreen might be the last thing on your mind. But here’s a surprising fact: up to 80% of the sun’s UV rays can pass through clouds.

That means your skin is still at risk - especially in sun-drenched areas like Park Shore, where time outdoors is part of daily life, whether you’re walking the dog, boating, or grabbing lunch on 5th Ave.

At Naples Dermatology, we educate our patients on how to protect their skin year-round - even when the sun isn’t shining.

Why Cloudy Days Still Require Sunscreen

Cloud cover blocks visible light, but it doesn’t stop ultraviolet radiation, which is the real culprit behind sunburns, skin aging, and skin cancer.

There are two types of UV radiation to know:

  • UVA: Penetrates deeply, causes premature aging, and is constant all day—even on cloudy days.

  • UVB: Responsible for sunburns and can fluctuate depending on time of day and season.

Both types can contribute to skin cancer. And both get through clouds.

Naples UV Index = High Risk

In Florida, even “mild” days can carry a UV index of 6 or higher, which is considered moderate to high risk. Monitor the day’s risk here. Reflective surfaces like water, sand, and concrete increase your exposure—so a walk along the Park Shore promenade could quietly damage unprotected skin.

What Kind of Sunscreen Should You Use?

Dermatologists generally recommend:

  • Broad-spectrum protection (blocks UVA & UVB)

  • SPF 30 or higher

  • Water-resistant formulas for active days

  • Mineral sunscreens with zinc oxide or titanium dioxide for sensitive skin

Our Dermatologist-Recommended Picks

Here are a few patient favorites available at local Park Shore stores or online:

EltaMD UV Clear - Lightweight, great for sensitive skin and rosacea

La Roche-Posay Anthelios - Broad-spectrum, non-greasy, blends well

Neutrogena Sheer Zinc - Affordable mineral option with SPF 50

Blue Lizard Sensitive - Reef-safe, mineral-based, good for families

Pro tip: Apply 15 minutes before going outside - and reapply every 2 hours, or after sweating or swimming.

Up to 80% of the sun’s UV rays can pass through clouds

What About Makeup With SPF?

It helps - but it’s not enough. Think of makeup with SPF as a backup layer. For full protection, use a dedicated facial sunscreen underneath.

Naples Lifestyle = Year-Round Skin Awareness

In a place like Naples, sun protection isn’t just for beach days. UV exposure adds up - on your commute, while walking your dog, or even sitting near windows at home or work.

We’ve seen many cases of sun damage in patients who rarely “sunbathe” but are regularly outdoors in the Florida climate.

Expert Skin Care in Park Shore

At Naples Dermatology, our goal is to help you protect your skin and prevent long-term damage. Whether you're new to year-round sunscreen use or have questions about a spot on your skin, our board-certified dermatologists are here to help.

If you’re in Southwest Florida, schedule an appointment with our team. Prevention is powerful - and your skin deserves protection, rain or shine.

Amanda Walker

Drawing on extensive experience in enhancing developing marketing strategies for enterprise companies in the cybersecurity sector, Amanda established The Lyons Brand to extend this expertise to a wider market.

Driven by core values of integrity and success, we strive to be more than just a digital marketing agency - we aim to be your partner in growth.

https://www.thelyonsbrand.com
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